Vehicle Loans
Attention New Car Owners!
Good-as-New Refinancing: Did you buy a brand new car within the last 12 months and finance it elsewhere? If so and if your vehicle has 5,000 miles or less, consider refinancing at Advantage One. We will help you lower your payments with our flexible terms, and we will give you our current new auto rate!
Indirect Lending
Our indirect lending program allows you to apply for an Advantage One Federal Credit Union auto, motorcycle, or recreational vehicle loan right at the dealership! There's no need to visit the branch, you can get approved and drive your new vehicle home the same day. Below are the dealerships that participate in our Indirect Lending program:
Come into any one of our branches for a $15.00 Carfax Report (normally priced at $29.99), or receive a FREE Carfax Report when you finance your car with us. Ask for more details today!
| New Auto Loan Rates |
| Effective Date: Thursday, March 11th, 2010 |
| Term | Annual Percentage Rate |
| 1 to 36 Months |
4.99% |
| 37 to 48Months |
4.99% |
| 49 to 60 Months |
4.99% |
| 61 to 72 Months |
5.99% |
|
| Used, Classic and Collectible Auto Loan Rates |
| Effective Date: Thursday, March 11th, 2010 |
| Term | Annual Percentage Rate |
| 1 to 36 Months |
5.29% |
| 37 to 48 Months |
5.59% |
| 49 to 60 Months |
5.99% |
| 61 to 72 Months |
6.99% |
| New Motorcycle Loan Rates |
| Effective Date: Thursday, March 11th, 2010 |
| Term | Annual Percentage Rate |
| 1 to 36 Months |
6.19% |
| 37 to 48 Months |
6.39% |
| 49 to 60 Months |
6.59% |
| 61 to 72 Months |
6.99% |
| Used Motorcycle Loan Rates |
| Effective Date: Thursday, March 11th, 2010 |
| Term | Annual Percentage Rate |
| 1 to 36 Months |
6.59% |
| 37 to 48 Months |
6.79% |
| 49 to 60 Months |
7.49% |
| 61 to 72 Months |
7.99% |
| Recreational Vehicle Loan Rates |
| Effective Date: Thursday, March 11th, 2010 |
| Includes: Boats, Motor Homes, Trailers and Campers. |
| Term | Annual Percentage Rate |
| New to 2 Years Old |
|
| 1 to 36 Months |
6.49% |
| 37 to 180 Months |
7.99% |
| Finance $35,000 + (excluding boats) |
receive a .50% discount* |
| 3 Years and Older |
|
| 1 to 36 Months |
7.59% |
| 37 to 180 Months |
8.59% |
| Finance $35,000 + (excluding boats) |
receive a .50% discount* |
* all discounts are off of your final loan rate |
| Jet Skis, Four-Wheelers and Snow Mobiles (New Only) |
| Effective Date: Thursday, March 11th, 2010 |
| Term | Annual Percentage Rate |
| Maximum Term of 48 Months |
6.99% |
