Share Draft (Checking) Accounts

Tired of paying ridiculous fees for checking service? That will never happen when you open a Advantage One Federal CU Share Draft (Checking) Account. With four checking accounts available to you, we're certain one will meet your specific needs. Compare the features of our checking services to those offered by other area financial institutions. We´re sure that you´ll find our checking accounts offer you the best value:


Relationship Builder Checking

Your first step in rebuilding a healthy financial profile

  • Only $10.00 / month
  • No minimum balance required in checking
  • No per check charges
  • Non interest bearing
  • ATM Card Access
  • Free Online and Telephone Access
  • Free Monthly Statements (paper or electronic)
  • Starter Checks Available
  • Minimum $100 dollars held in savings

Designed specifically to help re-establish a healthy financial track record and improve your credit score.
 

Basic Checking (Absolutely FREE Checking!)

No minimum balance required

  • No per check charges
  • Overdraft protection ($3.00 fee applies only when overdrafts are necessary)
  • Non interest bearing
  • ATM & Debit Card Access
  • Free Online and Telephone Access
  • Free Monthly Statements (paper or electronic)
  • Starter Checks Available

The ultimate feature of our checking account is the MasterMoney Debit Card. This card provides all the features of an ATM card but can also be used to make purchases of goods and services at any MasterCard location.

Benefits Plus Checking

  • One free box of standard checks/mo, other styles 1/2 off.
  • Free cashiers checks & money orders
  • No minimum balance required
  • No per check charges
  • Overdraft protection
  • ATM & Debit Card Access
  • Free Online and Telephone Access
  • Free Monthly Statements (paper or electronic)
  • Starter Checks Available
  • Local Merchant Discounts
  • National Restaurant Discounts
  • Guaranteed Lowest Airfare, including 3% cash rebate
  • Access your benefits 24/7 at www.benefits-plus.org
  • ...and much, much more!
  • More Information

...all for only $5.00 a month!!!

Advantage Interest Checking

  • Free with minimum average daily balance of $2,500
  • No monthly fee if average daily balance is maintained, otherwise $7.00
  • Dividends paid monthly
  • Interest rate bonus on new fixed rate certificates with a term of one year or more
  • Interest rate discount on closed-end consumer loans or fixed rate home equity loans if you are signed up to make automatic loan payments
  • Discount on new or refinanced mortgage closing costs
  • Increased purchasing power with higher ATM and debit card daily limits

Advantage Interest Checking with Benefits Plus

All of the features of the Advantage Interest account plus Free Benefits Plus with average daily balance of $10,000 or more
(If average daily balance drops below $10,000, $5.00 monthly fee applies.)

Advantage Interest Checking with Benefits Plus and AD&D Insurance

All of the features of the Advantage Interest account plus Free Benefits Plus with AD&D insurance with average daily balance of $10,000 or more
(If average daily balance drops below $10,000, $6.00 monthly fee applies.)
 

Senior Checking Benefit

Members ages 62 or better are eligible to receive FREE basic checks (1 box per month)!

 

Click here for Checking Account Assistant!

 

 

Loan Application
Premium Perks
Specials
Equal Housing LenderNational Credit Union Administration
NCUA - Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration, a U.S. Government agency. Equal Housing Lender - We do business in accordance with the Fair Housing Law and Equal Opportunity Credit Act