Regular Share Savings
Opening a share savings account with a minimum deposit of $5.00 establishes your membership in the Advantage One Federal CU. Once you deposit money in the credit union, you become a member and shareholder. Eligible members can then use the broad range of products and services we have to offer.
Christmas Club
This account may be opened with any deposit and is a great way to save for the holidays. Your account "builds up" with regular deposits and dividend interest that is paid quarterly. This account will mature and be paid in November.
Share Certificates
You may invest as little as with terms of 6, 12, 24, 36, 48, 60 months. New certificate rates change monthly with the market.
Health Savings Accounts
Make tax deductible contributions to pay for qualified medical expenses with this individually owned savings account. Dividends are computed daily, paid and compounded monthly.
Money Market Accounts
With only a $1,500 minimum balance and up to four withdrawals per calendar month, Money market Accounts are a great way to still have account access while earning higher interest rates. Did we mention that you are allowed unlimited deposits? Dividends are computed daily, paid and compounded monthly.
| Savings Account Rates | ||
| Effective Date: Sunday, February 5th, 2012 | ||
| Name | Dividend Rate | Annual Percentage Yield |
| Regular Share Savings | 0.10% | 0.10% |
| Special Shares | 0.10% | 0.10% |
| Kirby Kangaroo Savings Club | 0.10% | 0.10% |
| CU Succeed Teen Club | 0.10% | 0.10% |
| eCount Shares | 0.10% | 0.10% |
| IRA Share Savings | 0.40% | 0.40% |
| Draft Account | 0.10% | 0.10% |
| Health Savings Account Rates | ||
| Effective Date: Sunday, February 5th, 2012 | ||
| Balance | Dividend Rate | Annual Percentage Yield |
| $100 - $999.99 | 0.50% | 0.50% |
| $1,000 - $4,999.99 | 0.75% | 0.75% |
| $5,000 - $9,999.99 | 1.00% | 1.00% |
| $10,000 & Over | 1.00% | 1.00% |
| Money Market Account Rates | ||
| Effective Date: Sunday, February 5th, 2012 | ||
| Balance | Dividend Rate | Annual Percentage Yield |
| $1,500 - $24,999.99 | 0.15% | 0.15% |
| $25,000 - $49,999.99 | 0.20% | 0.20% |
| $50,000 - $74,999.99 | 0.25% | 0.25% |
| $75,000 - $99,999.99 | 0.30% | 0.30% |
| $100,000 & Over | 0.35% | 0.35% |
Fees could reduce the earnings on the account. Click "Disclosures" link on bottom of page for complete terms and conditions on all accounts.
