Savings Accounts
 

Regular Share Savings

Opening a share savings account with a minimum deposit of $5.00 establishes your membership in the Advantage One Federal CU. Once you deposit money in the credit union, you become a member and shareholder. Eligible members can then use the broad range of products and services we have to offer.

IRA Share Savings

Want an alternative or supplement to your traditional 401k? Then consider the benefits of opening an IRA at Advantage One. With only $25.00 needed to open, you can start saving for your retirement today! Contact your tax adviser to determine if an IRA is right for you. (Minimum deposit of $25 required to open)

Christmas Club

This account may be opened with any deposit and is a great way to save for the holidays.. Your account "builds up" with regular deposits and dividend interest that is paid quarterly. This account will mature and be paid in November.

Share Certificates

You may invest as little as with terms of 6, 12, 24, 36, 48, 60 months. New certificate rates change monthly with the market.

Individual Retirement Accounts

Plan for your retirement today by opening an IRA account. Choose from Traditional or Roth IRA shares or certificates.

Health Savings Accounts

Make tax deductible contributions to pay for qualified medical expenses with this individually owned savings account. Dividends are computed daily, paid and compounded monthly.

Money Market Accounts

With only a $1,500 minimum balance and up to four withdrawals per calendar month, Money market Accounts are a great way to still have account access while earning higher interest rates. Did we mention that you are allowed unlimited deposits? Dividends are computed daily, paid and compounded monthly.
 

Savings Account Rates
Effective Date: Thursday, March 11th, 2010
NameRateYield
Regular Share Savings 0.15% 0.15%
Special Shares 0.15% 0.15%
Kirby Kangaroo Savings Club 0.15% 0.15%
CU Succeed Teen Club 0.15% 0.15%
eCount Shares 0.15% 0.15%
IRA Share Savings 0.75% 0.75%
Draft Account 0.15% 0.15%

Health Savings Account Rates
Effective Date: Thursday, March 11th, 2010
BalanceRateYield
$100 - $999.99 1.49% 1.50%
$1,000 - $4,999.99 1.74% 1.75%
$5,000 - $9,999.99 2.48% 2.50%
$10,000 & Over 2.97% 3.00%

Money Market Account Rates
Effective Date: Thursday, March 11th, 2010
BalanceRateAnnual Percentage Yield
$1,500 - $24,999.99 0.25% 0.25%
$25,000 - $49,999.99 0.35% 0.35%
$50,000 - $74,999.99 0.50% 0.50%
$75,000 - $99,999.99 0.75% 0.75%
$100,000 & Over 1.00% 1.00%

 

Loan Application
Premium Perks
Specials
Equal Housing LenderNational Credit Union Administration
NCUA - Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration, a U.S. Government agency. Equal Housing Lender - We do business in accordance with the Fair Housing Law and Equal Opportunity Credit Act