Whether you have your eye on a new car, found a great deal on a used vehicle, or would like to refinance a higher-rate loan from another financial institution, Advantage One has a loan program to meet your needs. Secured loans are also available for recreation vehicles, motor homes, motorcycles, snowmobiles, boats, trailers, and more.
We offer many loan programs to meet your needs. Whether you need extra cash for holiday shopping, a great vacation, debt conslidation, wedding expenses, or any worthwhile purchase...we can help!
Apply for your overdraft protection loan with credit limits up to $5000, and you´ll never worry when you write a check in excess of your checking balance. A transfer from your overdraft protection loan will cover the amount of your credit limit. You´ll also avoid paying fees for returned checks, and your transfers to and from the overdraft coverage will be recorded on your statement and available on SMART or NETBRANCH.
Funds are transferred in increments of $50.00 to your checking account. Payments are as little as $3.00/$100 borrowed, with a $20.00 minimum.
| Personal Loan Rates | ||
| Effective Date: Wednesday, March 10th, 2010 | ||
| Name | Term | Annual Percentage Rate |
| Secured Loans | Maximum of 60 Months | 8.00% |
| Signature Loans | 1 - 48 months | 11.59% |
| 49 - 60 months (Consolidation Only) | 13.99% | |
| Overdraft Line-of-Credit Loans | Rotating | 14.00% |