Individual Retirement Accounts
Plan for your retirement today by opening an IRA account. Choose from Traditional or Roth IRA shares or certificates.
IRA Share Savings
Want an alternative or supplement to your traditional 401k? Then consider the benefits of opening an IRA at Advantage One. With only $25.00 needed to open, you can start saving for your retirement today! Contact your tax advisor to determine if an IRA is right for you. (Minimum deposit of $25 required to open)
Traditional & Roth IRA Share Certificates
Save for retirement and qualified members can save on taxes today in a credit union IRA. Make your entire contribution into an IRA account or make deposits throughout the year. Dividends are paid and compounded quarterly. Advantage One offers both the Traditional and Roth IRA options.
| Traditional & Roth IRA Share Certificate Rates | ||
| Effective Date: Wednesday, February 22nd, 2012 | ||
| $1,000 minimum deposit | ||
| Term | Dividend Rate | Annual Percentage Yield |
| 1 year | 0.40% | 0.40% |
| 2 years | 0.60% | 0.60% |
| 3 years | 0.90% | 0.90% |
| 4 years | 1.00% | 1.00% |
| 5 years | 1.15% | 1.15% |
A penalty may be imposed for withdrawals before maturity. The penalty we may impose will equal 90 days of accrued dividends. Click "Disclosures" link on bottom of page for complete terms and conditions on all accounts.
