Why pay higher rates and fees with other credit card programs when you can carry an Advantage One Platinum Visa credit card? Better yet, you can pay your Visa bills right online with our NetBranch Home Banking system or you can even have it set up for your minimum payment to be automatically withdrawn. With several different Visa card programs, we can help you find the best option to suit your needs! Depending on the program you choose, you can even earn one Premium Perks reward point for every net dollar you spend!

  • No annual fee
  • No balance transfer fees
  • Low fixed interest rate
  • 25-day grace period
  • Low monthly payment
  • Cash advance capabilities
  • Worldwide acceptance
  • Premium Perks member rewards option available
  • Secured Visa credit card also available
  • Apply Online Today!


Automatic Visa Payments

Make your payment on time, every time by having your Visa payment automatically deducted from your account. There are three options for the payment amount to be deducted monthly: 

1) The minimum required payment amount or percentage as disclosed in the account holder agreement  ($20.00 or 3.00% of your total new balance, whichever is greater) .

2) The total unpaid balance of the account as of the statement date.

3) A fixed dollar amount which is greater than the minimum required payment but less than the full unpaid balance.

You may set up the option of your choice by contacting us at 734-676-7000. You may also schedule options 2) or 3) yourself online by accessing your credit card account through https://ezcardinfo.com/.

Visa Paperless Statements

Paperless statements for Visa are now available!
This is a more secure and convenient way for you to receive your traditional paper statements.  It's fast and easy to sign up for!

1)  Sign into NetBranch, then into EZ Card Info to access your Visa account
2)  On the left hand side click on "Statements"
3)  Click "Delivery Options"
4)  Choose the option "Paperless"
5)  Finally, click "Agree"

And it's that easy! Once you have signed up for paperless Visa statements, you will receive an email stating that the request was submitted correctly.  You will receive an email every month notifying you that your statement is ready for viewing on the EZ card web site.

Visa eAlerts

You can now receive eAlerts on your Visa. Sign in to your account here https://ezcardinfo.com/, and click on the Alerts link on the left hand column. Follow the steps on screen, it's that easy!

     
Visa
Effective Date: Sunday, February 5th, 2012
NameAnnual Percentage Rate

Visa Platinum Rate (without Premium Perks member rewards)

9.99%

Visa Platinum Perks (with Premium Perks member rewards)

10.98%

 

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NCUA - Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration, a U.S. Government agency. Equal Housing Lender - We do business in accordance with the Fair Housing Law and Equal Opportunity Credit Act