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CD & IRA
Share Certificates of Deposit
Invest your money into one of our share certificates and earn some of the best rates around! Certificates also make excellent collateral on a loan and help keep your loan rates down as well! For more information on our share loans, call the credit union at 734-676-7000.
| Share Certificates of Deposit Rates | |||
| Effective Date: Thursday, March 11th, 2010 | |||
| $1,000 minimum deposit | |||
| Term | Bank Average | Rate | Yield |
| 6 month | 0.43% | 0.50% | 0.50% |
| 1 year | 0.73% | 0.75% | 0.75% |
| 2 years | 1.15% | 1.15% | |
| 3 years | 1.37% | 1.49% | 1.50% |
| 4 years | 1.62% | 2.48% | 2.50% |
| 5 years | 2.07% | 2.97% | 3.00% |
| *Source DATATRAC Market Savings Report: February 19, 2010 Vol 4 #8. **APY=Annual Percentage Yield. Dividends are paid and compounded quarterly. Must maintain minimum balance of $1,000.00 to obtain disclosed APY. Must have checking account to be eligible. | |||
Traditional & Roth IRA Certificates of Deposit
Save for retirement and qualified members can save on taxes today in a credit union IRA. Make your entire contribution into an IRA account or make deposits throughout the year. Dividends are paid and compounded quarterly. Advantage One offers both the Traditional and Roth IRA options.
| Traditional & Roth IRA Certificates of Deposit Rates | |||
| Effective Date: Thursday, March 11th, 2010 | |||
| $1,000 minimum deposit | |||
| Term | Bank Average | Rate | Yield |
| 1 year | 0.73% | 0.75% | 0.75% |
| 2 years | 1.15% | 1.15% | |
| 3 years | 1.37% | 1.49% | 1.50% |
| 4 years | 1.62% | 2.48% | 2.50% |
| 5 years | 2.07% | 2.97% | 3.00% |
*Source DATATRAC Market Savings Report: February 19, 2010 Vol 4 #8. | |||
NCUA - Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration, a U.S. Government agency. Equal Housing Lender - We do business in accordance with the Fair Housing Law and Equal Opportunity Credit Act